Down from the 3–7% total fees of traditional rails
Stablecoins
Our fiat accounts sit on both ends to the route with stablecoins liquidity in the middle
From Local Fiat to Global Settlement
Stablecoin route uses digital assets as a bridge; delivering faster, cheaper, and more transparent international transfers
Instant settlement versus 3–5 banking days
No cutoffs. No bank hours. No waiting.
Traditional Banking
- Your bankInitial processing
- Correspondent bankCurrency conversion
- Intermediary bankRouting & compliance
- Destination bankFinal settlement
- Currency exchange rate2–4%
- Wire transfer fees€25–50
- Intermediary fees€15–30
Stablecoin Route
- Initial currencyUSDFunds are collected through your CoinOTC bank account from an approved first- or third-party sender
- Stablecoin bridgeUSDTUSD is converted into USDT for fast FX execution and cross-border settlement
- Final currencyEUREUR is settled through your CoinOTC bank account to an approved first- or third-party beneficiary
- Conversion fee0.75–1.5%
- Network fee€1
- Intermediaries€0
A Stablecoin Route from Origin to Destination
Your own route through your preferred fiat currencies for your specific needs
Receive MXN through a supported rail into the approved origin account
Review firm OTC pricing and confirm the agreed amount
Settle in USDT
Move USDT over the supported network between the approved settlement addresses used for the route
After receipt at the destination settlement address, execute the USDT / BRL conversion and settle BRL to the previously approved bank account through the supported rail
Built for Global Operators
Select a client profile to explore common stablecoin operating workflows.
Cross-border payouts
Coordinate payouts through supported fiat and stablecoin rails.
Merchant settlement
Settle merchant balances across currencies through one operating route.
Liquidity routing
Move liquidity between fiat accounts and stablecoins as payment demand changes.